A bank transfer that never arrived in Italian

1. 1
   bonifico/boˈnifiko/

   bank transfernoun

   Money sent from one account to another.
2. 2
   conto/ˈkonto/

   accountnoun

   Space a bank opens in your name, where you keep your money.
3. 3
   beneficiario/benefiˈtʃarjo/

   beneficiarynoun

   The person who receives a payment.
4. 4

   causalepayment reason

5. 5

   importoamount

6. 6

   saldobalance

7. 7

   sbagliatowrong

8. 8

   lavorativoworking

9. 9

   verificareto check

10. 10

    annullareto cancel

The sentences3 of 10

1. Ho fatto il bonifico quattro giorni fa, ma non è arrivato.

   I made the transfer four days ago, but it hasn't arrived.

2. I soldi sono già usciti dal mio conto.

   The money has already left my account.

3. Può controllare il nome del beneficiario, per favore?

   Could you check the beneficiary's name, please?

Pronunciation

• bonifico/boˈnifiko/

  The stress falls on the second syllable: bo-NÌ-fi-co, not bo-ni-FÌ-co.

Good to know

giorno lavorativo

Transfers are usually counted in working days, so Saturday, Sunday and public holidays usually don't count. A transfer made on a Friday evening may only arrive after the weekend.

IBAN

A transfer needs the recipient's IBAN, which in Italy starts with IT. A single wrong character can send the money to the wrong place or get it rejected, so it's worth checking twice.

causale

When you make a transfer you write the causale, the reason for the payment, such as the rent for a given month. It helps the person receiving it recognise the payment.

sportello

For problems with a transfer you can ask at the sportello, the counter in your bank branch, or contact your bank's online support. Many branches require an appointment.

Questions

How do you say "bank transfer" in Italian?

It's bonifico. You can say "Ho fatto il bonifico quattro giorni fa, ma non è arrivato."